What Will My Home Insurance Policy Cover?

What Will My Home Insurance Policy Cover?

What To Know About Home Insurance Policy

When it comes to Homeowners Insurance, the number one researched keyword in Florida, the number one question about homeowner’s insurance is “what does it cover?”.  By and large many insurance companies offer homeowners insurance, but you really need to ask the right questions in order to obtain the right policy.

Flood insurance for example is not covered by homeowners insurance and needs to be added in order to protect your costly investments.  Damaged caused by floods are not covered by homeowners insurance and you could be required to pick up your own pieces.

In most cases, homeowners insurance covers: acts of nature(excluding floods), theft, and fire damage.

Homeowners insurance claims require adjustments and reports just like any other claim so choosing the right insurance company is important, but not knowing what to ask for can cost a fortune in the long run.

Thankfully, FCI Insurance has knowledgeable insurance agents standing by to help you with your next homeowners or flood insurance policy, and can even offer renter’s insurance.  Are you looking for homeowners’ insurance?  Call FCI Insurance Agency to get started today.

FIC Insurance Agency

If you have questions about insurance for any of your possessions, be sure to ask your agent or company representative when you're shopping around for a policy. For example, if you run a business out of your home, be sure to discuss coverage for that business. Most homeowners policies cover business equipment in the home, but only up to $2,500 and they offer no business liability insurance. Although you want to lower your homeowners insurance cost, you also want to make certain you have all the coverage you need. Call us today at 800- 582-4342 or get an insurance quote online here.